The Self-Reliant Retirement Plan

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by: JohnnyMax. | Total views: 2 | Word Count: 665 | View PDF | Print View
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Why is my retirement going away? My philosophy has always been to work hard, work as much and as often as possible and put money into retirement. I was raised by a hard working man who loved and took good care of my mother until the day he died. He taught me to respect my wife, always be thankful for everything she does for me, work hard to support her and build up a secure future so she does not have to struggle to make ends meet when I pass away.

It started back in 2004 and 2005 when there was a trend in the liberal government types about forcing banks to give mortgages to almost anybody needing a home. I though that was crazy back then and I was right. How can the government force a bank to give a loan that they feel is too much of a risk? It is not their money! Well, that is what happened and the pressure was increased to approve loans to anybody who wants a home, even if they do not have a job!

Where did the belief that everybody deserves a home come from. What about a lazy, no good wife beater who refuses to keep a job? Does he deserve to have a home, if he refuses to work and pay for it? My philosophy if everybody is free to work and earn enough money to buy any home they can afford. That is freedom.

I am watching my retirement I have been building all my life get smaller and smaller. I know the money went in and if it does not come back to me, where did it go? Somebody got all my money and your money! I had put money into my 401k just like everybody else had done, just like a good little sheep, but no more!

I am tired of being just another sheep in the herd, being lead to the slaughter house. This sheep is scared and ready to make a getaway. It is time for this sheep to take the momma sheep and our baby sheep and leave the herd. It is scary when you lose everything because of a few stupid shepherds with an agenda that makes them rich, by slaughter the sheep and you are a sheep! What if all the sheep should leave the herd?

Here is my new retirement strategy I call it the "Self-Reliant Retirement Plan." And, the key is Self-Reliance. Do anything and everything to free yourself from being forced to put your money at risk. Provide for your family as much as possible.

If I had taken this approach a long time ago when I first entered the work force I would already be self-reliant. If I had put the money into being free all these years, instead of into mutual funds that can be taken away, my family would be much better off.

The Self-Reliant Retirement Plan: a) Make my home use as little electricity as possible and then produce my own electricity via solar and or wind. b) Develop a side income where I can generate income from my home and it has to be something my wife can help with and continue when I pass on. c) Reduce as much as possible or eliminate the use of gasoline. d) Plant fruit trees that produce fruit in my climate. e) Plant a large efficient vegetable garden. f) Raise chickens for eggs and meat. g) Put up our own preserves (Veggies, fruit etc.) to last through the winter. h) Get used to watching broadcast television and save the money wasted on satellite or cable. i) Brew my own beer and make my own wine, because 200 gallon a year per household is more than enough.

I do not want to become a hermit and pull out of society. I just don't want some bank to take my future away. I want to be able to take care of my family, just like my father taught me to.
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