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Why Guru Bob's Spillover Is Not Helping You


by: JackBeddall | Total views: 10 | Word Count: 586 | View PDF | Print View
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If you have looked for an Internet business at all, you have seen the ads and heard the promises of certain "gurus," that promise to "fill your matrix" for you if you with spillover will just sign up now. Sounds good, doesn't it? You sign up, pay your money, and ride the coattails of the expert off into Successville. The problem is that with most matrix pay plans, this helps them, and hurts you.

A matrix pay plan is one that limits how many first line referrals you can have, thereby limiting how your organization grows. (Some pay plans allow unlimited width, which is even worse. Your sponsor has no incentive to help you at all by putting people in your organization with spillover. There is not a single case where they would be better off doing that than they would be by putting everyone on their own front line.) With a matrix, you might see a plan that has something like a 3 by 6 matrix. That means in the basic part of the pay plan, you would be paid commission on up to three members on your first level and six deep, for a total of 1092 in a perfectly filled matrix.

So, how can spillover negatively affect you? Let's say Guru Bob fills your front line for you before you find a person of your own to enroll. In fact, he is so good he fills you up with the first three rows. That means your first personally enrolled member would actually go on your fourth level down. If you are conscientious and want to help them, it means you are working down on your fifth level, and only getting pennies for everyone above that. And if Guru Bob helps them like he did you, you might be adding people to your tenth level and beyond.

What you end up with, then, is a massive looking organization that actually pays you less than your monthly dues. One or two or three months later, you quit and try to find another program. Surprise! You find that Guru Bob is now on to another program he has found. "Maybe if I get in earlier," you think, "I will get in on the big money." Wishful thinking, but not accurate. You can sign up closer to Guru Bob this time, and you still aren't going to make the money he's making until you have your own personal sign ups. If spillover worked for the long term, Guru Bob wouldn't have a list of eight other programs where he has been the top guy (or girl.) He gets in a program, runs it through his list, makes big money for a few months, and heads off to another.

Building a fully filled matrix requires some sacrifice by each person in the group, including Bob. If everyone agreed to have a maximum of three personals, all on their front line, everybody would make way more money (except Bob, who might make $25k a month instead of $50k). Additionally, if no one cared who those enrollments came from, everyone's matrix would fill completely, and everyone would get to the top of the pay plan, where the larger money is. Now, the only obstacle is finding a group of people and a company that will do that. If there were, maybe they could call it something like Unselfish Wealth.
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About the Author

Jack Beddall is an long time Internet entrepreneur who finds resources for the e-entrepreneur. You can visit two of his sites at href="Unselfish Wealth Successville News and

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