What Steps To Take If You're Dealing With Identity Theft
by: PaulWilcox |
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Identity theft is a popular crime today. But unlike other crimes, the victims of identity theft often are unaware that a crime has been committed until after the damage to their credit and their name has been done.
Would you know before it is too late if your identity is stolen? Here is what to check for to stop identity theft in its tracks.
Criminals will often apply for new loans or credit cards under a false name, using a stolen identity. You should contact a lender or creditor if you begin to receive letters of approval or phone calls of acceptance for loans to which you have not applied.
This is a warning sign that something is wrong, and you can save yourself a lot of hassle by investigate further.
Another indicator that you may be a victim of identity theft is if you stop receiving bills or credit card statements. Criminals who use a false identity will chance the address on monthly bills so the victim is unaware that their credit cards are being used by someone else.
Know when your monthly bills are supposed to arrive, and if they are late, call your credit card company. Be vigilant about your bills and thwart identity theft before too much damage is done.
If you see charges on your credit card statements that are not from purchases you've made, you need to contact your credit card company immediately and report these unauthorized charges.
If you do not play close attention to your credit card bill, this indicator of identity theft can go unnoticed. By closely handling your finances and watching your accounts you can stop identity theft before it gets out of hand.
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Is your computer as secure as it need to be? Find out what you need to be doing to keep it safe from spyware, viruses and other internet security threats at the Online Security Toolkit website. Visit http://www.onlinesecuritytoolkit.com for more tips & info.
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