What You Can Do To Avoid Email Scams
by: PaulWilcox |
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Along with spam advertisements hawking prescription medicines, 'cheap' mortgage rates and online gambling sites, there are a number of common scams whose sole goal is to separate you from your money.
One of the most common ones has been around for many years - the Nigerian bank scam. The person sending the email pretends to be the wife, brother, lawyer, banker or have some other relationship with some kind of government official in Nigeria. They tell the sad story of money that was deposited in a bank account but can't be accessed because the person has died. They offer to give you a share of the wealth in return for accepting a transfer of the money to your bank account. The catch is, you need to give them your bank account information and transfer several thousand dollars to them first for "expenses". Naturally, you never see any of the money that is promised after sending the expense funds. It sounds obvious, but people fall for this scam year after year, even though it has been going on for so long.
Some Internet scams offer investment opportunities with huge paybacks. They usually claim to be risk-free, but once they have your money, you're very unlikely to see any return. Another common scam involves offering credit cards for those with bad credit ratings - just send a security deposit and processing fees. In return you get - that's right - nothing. And by the time you start to investigate, the scam artist has disappeared.
These fake offers are particularly bad for legitimate businesses who use email for doing business. Because so much email is spam, the internet service providers and email hosting companies work hard to filter it out. But these filters can sometimes stop legitimate email from businesses you want to hear from.
How To Avoid Getting Scammed
First, never reply to spam. This just tells the spammer that your email is in fact valid and the amount of spam you'll receive will quickly multiply. Some spam will even include a link at the bottom for removing yourself from their list. If it's a true spam email, don't use this - it just confirms your email address as well. If you did sign up to receive the email however, this is a legitimate way of removing yourself from future mailings.
Never send any private information like credit card numbers or username & passwords by email. Legitimate companies like Paypal or your bank will never ask for these things directly through email.
Spam isn't an easy things to stop, but if you don't recognize the person sending you the message, and it sounds too good to be true, it probably is. Besides, how many dead Nigerian dictators with huge bank accounts can there really be?
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About the Author
Are you wonder how to fully protect yourself from email scams and other internet security threats? Find out how to stop spam and other threats on the Online Security Toolkit website. Visit http://www.onlinesecuritytoolkit.com for more information.
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