What To Do If You Are Involved In A Workplace Accident
by: ShamusGretskin |
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Workers compensation is important if you've been injured at work, but most of us don't know much about it. We don't know when to make a claim, or whether we need a workers compensation lawyer if we're not satisfied with the way our cases are being handled.
How does the claim process work? Fortunately, a little research can help us understand how worker's compensation works, and the best way to deal with a claim.
Do I Need To Submit A Claim?
One area you'll need to be clear on is when it's appropriate to submit a claim for an injury or accident. Not every incident needs a workers compensation claim. When you're injured mildly and need no medical attention, submit the right report or form to your employer - you don't need to make a workers comp claim.
If medical attention was needed, you should make a report, then lodge a worker's compensation claim. Remember that there's a space of only twelve months from the date of reporting the injury or accident in which a claim can be submitted.
What Kinds of Injuries Should I Make A Claim For?
If you just have a minor bruise, cut, or abrasion that's not disabling, you might not need to file a claim. Serious cuts, broken bones, dislocations, or other injuries that can affect your daily functions require a workers compensation claim, however.
Making A Claim
Step one is to submit the appropriate report to your employer, so that they will know the incident occurred. You will also need a Worker's Compensation certificate from the doctor that initially treated you. These forms will help you get the claims process started.
Claims forms should be issued to you by your employer as soon as possible after the injury or accident. They may be given to you personally, or posted to your home address. According to the Worker's Compensation and Injury Management Act 1981, you then have twelve months to lodge your claim.
Once you've completed your forms, turn them into the correct authorities as soon as possible to get the claims process started. Your employer and their insurance company will have specific time frames in which they have to process the forms. Employers may have three days to get forms to the insurance company, after which the insurer might have seventeen days to determine liability and let you know about their decision
What If Things Don't Go As Planned?
The majority of employers will be honest and process your claim the right way. However, some are less honest, and others just make mistakes. You may find that an insurance company or other organization has similar problems - if you think you're not being treated fairly, contact a workers compensation lawyer to talk about it.
As the workers compensation system may seem complicated and full of pitfalls for the inexperienced, workers compensation lawyers are a wise choice for people who are confused. If you don't know or understand the laws and time limits on your claims, you should talk to an expert to help you get the compensation you deserve. Your solicitor will help you by explaining the details, representing you at hearings, and helping you make your way through the system to receive the appropriate compensation for your claim.
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About the Author
A Motorcycle Accident Lawyer can help relieve the stress from an accident by helping a victim make a claim and receive their entitlements. Contact Bradford & Co today who specialise in accident claims to ensure you receive your entitlements.
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